Triple-Layer Cracker Toffee Bars

Have you had cracker toffee before? You might know it by a different name, but looking at the images, I’m sure you know exactly what I am referring to. Yes, those very addicting bars! 🙂

Historians say that toffee originated from England, and the very first one was made as early as 1825. Wow! That’s like two centuries ago! Back in September 2002, the biggest piece of toffee was created by Susie’s South Forty Confections, Inc. in Midland, Texas.

So why is toffee very popular? Simple. It is delicious! This is why it is usually used to flavor cakes, ice cream, and many other desserts, such as this triple-layer cracker toffee bar recipe that we are going to talk about. This right here proves that crackers are not only a good match for a bowl of soup or perhaps a cup of hot coffee in the morning. With just a little bit of creativity, you can definitely pull off an addictively delicious dessert. Thanks to the rich taste of toffee, of course. 🙂

Simply put, toffee is made by caramelizing brown sugar with butter. There are instances that flour is utilized as well. The result is a mouth-watering confection. So to satisfy your cravings for toffee, let’s make a triple-layer!

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Triple-Layer Cracker Toffee Bars

  • Author: Myles
  • Total Time: 1 hour and 25 minutes
  • Yield: 48 servings 1x


This recipe takes your traditional cracker to the next level. A single bite would surely make your taste buds rejoice. It’s an easy way to enjoy toffee!



90 pieces of buttery rectangle crackers

1 can sweetened condensed milk (14 oz)

1 c. packed brown sugar

2 c. milk chocolate chips

1/2 c. butter

1/4 c. milk


  1. Line a 9×13-inch pan with foil and spray with cooking spray. Arrange about 30 crackers in it.
  2. Combine condensed milk, milk, butter, and sugar in a saucepan. Cook over medium heat and wait until butter is melted.
  3. Pour 1/3 of the mixture over crackers in the pan. Put another set of 30 crackers on top of the caramel, pour another 1/3 of the mixture, and repeat steps with the remaining crackers and caramel mixture.
  4. Put the chocolate chips in a bowl and heat in the microwave for about 2 minutes or until melted. Pour over caramel and spread evenly.
  5. Refrigerate for at least an hour.
  6. Once set, cut into 6×8 rows.


When trying to melt the butter, make sure to stir constantly so that the mixture won’t burn. Increase heat and boil for about 5 minutes.

  • Prep Time: 25 minutes
  • Cook Time: 1 hour (Chilling Time)

Other Tips

These triple-layer cracker toffee bars can be topped with any chopped nuts of your choice. That should add more flavor and texture.

To store your toffee bars, put them in a container with a tight lid, and keep in the fridge. This should extend their shelf life up to a week.

Closing Thoughts

If you are just starting to explore the endless possibilities of desserts made with toffee, this recipe is certainly a good one to start with. Since it utilizes sweetened condensed milk, that omits the complicated steps. You can always explore more on this as you go on with your dessert-making journey. 🙂

4 thoughts on “Triple-Layer Cracker Toffee Bars”

  1. It turned out really well and was very simple to make however, the picture on line looks like one layer of crackers, a chocolate filling of some kind and then the chocolate melted on top. You can definitely see all three layers of crackers on my bars and although delicious, sure doesn’t look like photo!


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